Black box insurance

Good practice guidelines have been released to help consumers decide on having an insurance policy that uses black box technology to monitor your driving style

The ABI (Association of British Insurers) have released good practice guidelines for helping consumers make informed decisions about entering into a “pay how you drive” policy.

The technology uses GPS to log your driving behaviour. This data is then analysed and your policy tailored towards your driving style, whether that be low or high risk. Insurers will probably have different products offering incentives and reductions for low-risk driving styles.

The data could also be used to offer motorists other services, such as tracking if your car is stolen, emergency services notifications and telematics for use in assessing liability in the event of an accident. The guidance offers consumers information on how this data can be accessed under the Data Protection Act.

http://www.abi.org.uk/Publications/66513.pdf

«
»
Disclaimer The contents of these pages are provided as an information guide only and are limited to offences committed in England and Wales. No responsibility is accepted for any errors, omissions, or misleading statements on these pages or any site to which these pages connect, including any feature or aspect of such site or pages, whether provided by Motor Defence Solicitors or by any organisation, company or individual. No mention of any organisation, company or individual, whether on these pages or on other sites to which these pages are linked shall imply any approval or warranty as to the standing and capability of any such organisations, company or individual on the part of Motor Defence Solicitors.